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Main task 1.2  Download the annual report of a listed company from its corporate

Main task 1.2 
Download the annual report of a listed company from its corporate website. The annual report is a pdf document and may be found under the link ‘investor relations’ / ‘investors’. You may choose any year and any listed company. You are required to DESCRIBE the cash flow statement of the company for two consecutive years. You are NOT required to evaluate the cash flows; ONLY: (a) to identify the MAIN cash flows per category of cash flows, and (b) to compare them with the previous year. The objective of this question is to familiarize students with real cash flow statements and their structure. Discussion forums Please see full details on the course site. Format Your submission must meet the following formatting requirements: • Submit one file(s) only. • Required file format for main submission: PDF. • Additional file format for additional deliverables: Not applicable. • Additional file requirements: None. Other details: • Font size 12 • Double-spaced • Number of words: 1500-2500 All refencing and citations require Harvard referencing style

• Based on the annual report of Pfizer for the economic year 2020, critically di

• Based on the annual report of Pfizer for the economic year 2020, critically discuss and explain
a)  the main risk exposures of Pfizer, and
b)  the main risk management policies and tools that
Pfizer has employed to mitigate risk exposures.
Your discussion should use facts and financial numbers, which may be taken from the risk section of the annual report of Pfizer.
• Exercise Mutual Funds:
Calculate the NAV of the following fund, assuming 3,500 shares are outstanding. Calculate the percentage change in the NAV of the fund if stock C climbs to $33.41.
Stock Shares owned A 500 B 6000 C 3000 Cash n.a.
Price
$ 5,74
$ 65,10
$ 12,04 $ 4.368,40
a)  Will the NAV increase or decrease? Why?
b)  Calculate the return on your investment given
the change in NAV
• Read PWC’s report and summarize the predictions they make for the mutual funds industry based on the COVID19 impact.
This activity must meet the following formatting requirements:
• Font size 12
• Double-spaced
• 1500-2500 words
• Harvard Referencing System

Write: For this assignment, address the following seven parts in a Word document

Write:
For this assignment, address the following seven parts in a Word document:
Part 1: Overview of the company (one paragraph)
State the name of the company (VERIZON is the company)
Provide a brief overview of the company you selected, including a description of its business operations.
State the current market price per share.
Part 2: Income statements (one to two paragraphs)
Summarize key trends in revenues, operating income, and net income over the last 3 years.
Part 3: Common size income statements (one paragraph)
Evaluate the trends in gross margin, operating income margin, and net profit margin over the past 3 years.
Part 4: Balance sheets (one to two paragraphs)
Summarize key trends in total assets, total current assets, total current liabilities, long-term debt, and total shareholders’ equity over the past 3 years.
Part 5: Common size balance sheets (one paragraph)
Evaluate the trends in total current assets as a percent (%) of total assets, total current liabilities as a percent (%) of total assets, long-term debt as percent (%) of total assets, and total shareholders’ equity as a percent (%) of total assets over the past 3 years.
Part 6: Cash flow (one paragraph)
Calculate simple cash flow for the past 3 years.
Show your calculations.
Summarize the trend in simple cash flow for the past 3 years.
Compare the simple cash flow to the net operating cash flow from the statement of cash flows for the past 3 years.
Part 7: Financial analysis conclusion: (one paragraph)
Determine the strengths and weaknesses of the company based primarily on the trends in items discussed from the income statements, balance sheets, common size income statements, and common size balance sheets, as well as the comments on cash flow.
Create a table that indicates whether each financial fact is a strength or a weakness.
Determine the overall financial strength of the company based on the financial facts included as strengths or weaknesses.
Categorize the overall financial performance of the company as strong, neutral, or weak.
Justify your conclusion based on the table you created.
The Section 1: Financial Statement Analysis
Must be two to three double-spaced pages in length including any tables or calculations (but not including title and references pages) and formatted according to APA Style (Links to an external site.) as outlined in the Writing Center’s APA Formatting for Microsoft Word (Links to an external site.)
Must include a separate title page with the following:
Title of paper in bold font
Space should be between title and the rest of the information on the title page.
Student’s name
Name of institution (The University of Arizona Global Campus)
Course name and number
Instructor’s name
Due date
resource : 
https://www-mergentonline-com.proxy-library.ashford.edu/companydetail.php?compnumber=36979&pagetype=synopsis

Hello,  Week 7 Class Discussion topic comes from — Chapter Eight “Marketing Str

Hello, 
Week 7 Class Discussion topic comes from —
Chapter Eight “Marketing Strategies for New Market Entries”
Chapter Nine “Strategies for Growth Markets”
Chapter Ten “Strategies for Mature and Declining Markets”
This class expects you to contribute three times:
+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++
A product moves through a life cycle from introduction to rapid growth, maturity, and ulti-mately, decline (see attachment below). Consequently, firms and marketers not only have to understand the concept of product life cycle, but also the market and competitive changes that typically occur at each of its stages, and their implications for marketing strategy. 
So is this class.
We will undertake a similar process through your contribution one — answer one question only out of six questions below —
Question #1 Concept of product life cycle believes that any products go through a series of distinct stages, and in each stage a product’s sales change over time in a predictable way. What are product life cycle stages? Explain key characteristics in each product life cycle stage.
Question #2 The various stages of the product life cycle present different opportunities and threats to firms. Firms can do a better job of setting forth its objectives, formulating its strategies, as well as developing its action plans. List likely responses from companies in dealing with (Introductory Stage).
Question #3 The various stages of the product life cycle present different opportunities and threats to firms. Firms can do a better job of setting forth its objectives, formulating its strategies, as well as developing its action plans. List likely responses from companies in dealing with (Growth Stage).
Question #4 The various stages of the product life cycle present different opportunities and threats to firms. Firms can do a better job of setting forth its objectives, formulating its strategies, as well as developing its action plans. List likely responses from companies in dealing with (Shakeout Stage).
Question #5  The various stages of the product life cycle present different opportunities and threats to firms. Firms can do a better job of setting forth its objectives, formulating its strategies, as well as developing its action plans. List likely responses from companies in dealing with (Mature Stage).
Question #6  The various stages of the product life cycle present different opportunities and threats to firms. Firms can do a better job of setting forth its objectives, formulating its strategies, as well as developing its action plans. List likely responses from companies in dealing with (Decline Stage).

Nutrition Therapy Your posts should be qualitative and provide substantive depth

Nutrition Therapy
Your posts should be qualitative and provide substantive depth that advances the Discussion.
Nutrition therapy describes how we treat various nutrition related health problems. In at least 150 words, discuss how you determine appropriate nutrition therapy to use for clients and what factors you would need to consider.

Discussion Question 1 – Summary & Critical Thinking – Week/Course Learning Outco

Discussion Question 1 – Summary & Critical Thinking – Week/Course Learning Outcomes  
Welcome to the last week of your course. In this discussion question you have the opportunity to be creative and to relate what you have learned to your professional lives. Please explore and critically think about some of the learning outcomes and concepts presented in this course. Please effectively communicate how you would lead an organization (or a group of people within the organization) by applying the knowledge you have learned ethically and responsibly.  Your discussion should also include innovative thinking, and information-technology aspects (such as the Internet, social-media, computers, and so forth) that may assist you in decision-making. You may frame your discussion around any functional component of business, and in any context; problem-solving, management, leadership, organizational behavior, and so forth.

Branding Austin took some time to define the essential brand for Tio as a drinka

Branding
Austin took some time to define the essential brand for Tio as a drinkable soup that replaces a meal. According to Heaton, “Branding is the expression of the essential truth or value of an organization, product, or service.”
Review the definitions below: 
CHANNELS: Describes how a company communicates with and reaches its Customer Segments to deliver a Value Proposition. 
CUSTOMER RELATIONSHIPS: Describes the types of relationships a company establishes with specific Customer Segments. 
Think about branding in relation to your “big idea” and answer the prompts below:
How will you reach the necessary Channels to communicate with your prospective Customer Segments? 
What type of relationship does each of your Customer Segments expect you to establish and maintain with them?
What questions or uncertainties do you have about the brand you would like to create?
Post your initial response by Wednesday, midnight of your time zone, and reply to at least 2 of your classmates’ initial posts by Sunday, midnight of your time zone
Tio Gazpacho: A Taste of Tio
Austin’s realization that Tio should be seen as a “meal replacement” had many implications for marketing and branding the product. The product is now marketed in a small, single-serve bottle, it is shelved alongside other ready-to-eat foods, and the packaging highlights Austin’s story and the soup’s tastiness. The brand focus on taste has led to a marketing practice of in-store sampling, accompanied by temporary price cuts and coupons. Although this is a costly approach for a small company, those locations with this practice have shown a sharp spike in sales, followed by a steady increase in longer-term sales. As the company grows, in-store sampling may not be a sustainable way to reach customers, but for now it works to promote the Tio brand. 
1st classmate to respond to
Jocelyn Johnson RE: Week 7 DiscussionCOLLAPSE
Hello Dr. A. and Classmates,
The majority of our channel focus has drastically shifted to social media. This was not the case pre-pandemic, however, when forced to stop sending little girls door-to-door to sell cookies and reach out at public schools, one must catch up on technology and change the game plan. Our main focus is on Facebook, Instagram, LinkedIn, and Twitter, however, my marketing plans for this project will include radio (less expensive), streaming options, Pinterest, and a new Tik-Tok channel.  Marketing includes a wide array of outreach options to reach people who are likely prospective customers, as we read this week (JWI575, 1).
Our Customer Segments for Girl Scouts USA (GSUSA) expect a constant flow of information and awareness sharing and aren’t shy in letting you know if you didn’t provide the details swift enough for them to react or implement a plan to use them.  For example, our councils and troops, require program information and are hungry, some might even say, starving for examples and best practices of other councils and troops in execution. Our Girl Scouts (K-12) like to see themselves in the spotlight, and we have responded by using real Girl Scouts instead of models pretending to be Girl Scouts on over 90% of our materials. We also feature Girl Scouts as they conduct service programs in STEM, Outdoors, Life Skills, and Entrepreneurship. The opportunities to share these stories are plentiful with almost 2M members and 50 M Alumni (Girl Scouts, 2).
My questions and uncertainties about the brand are associated with my newness to the Girl Scout organization and the culture of the GSUSA staff and the Board of Directors. I do wonder if the efforts that my team and I are embarking will truly be supported by the entire organization and that I can build a coalition with more than two people on the executive team. We want to uplift the iconic brand we serve and position the organization as a fresh, new, and fulfilling experience for girls around the world, all centered on making the world a better place (2). The brand promise we espouse and strive to develop should build trust and rapport with our prospects and move towards a commitment to purchase your product or service and growth as an organization in the very near term (1). Our challenge is to differentiate and set our organization apart as a whole, not just the cookies and the programs (Lienwand, 3). If ever there were a VUCA moment, a volatile, uncertain, complex, and ambiguous moment for a marketer, I’m living in it today!
1. JWI575. 2021. JWI575 New Business Venture & Entrepreneurship. Week 7 Lecture Notes
2. Girl Scouts of the USA. 2021. Girlscouts.org. About Section
3. Lienward, P. & Mainardi, C. 2016. Harvard Business Review. “Your Whole Company Needs to Be Distinctive, Not Just Your Product.” Online: https://services.hbsp.harvard.edu/lti/links/H02WGE-PDF-ENG
2nd Classmate to respond to
Malgorzata Perotin RE: Week 7 Discussion COLLAPSE
Dear Dr. A. and Class,
I have to say it’s hard to believe that we have almost completed 2/3 of the course. I hope everyone is doing well.
How will you reach the necessary Channels to communicate with your prospective Customer Segments?
As Guy Kawasaki points out, once you know your business model, understand the value proposition of your offer, and who your ideal client is, then it is time to figure out where you can meet them on social media and what can you share that they will want to read and talk about (Kawasaki, 1).
Social media are the best channels in the current economy to communicate with your prospective client segments. They are free and easy to create profiles and communicate on.
My client segments are women entrepreneurs with service businesses who are early in their journey. Their age ranges from 25-55, and social media are the best channels to meet them.
The largest one is Facebook. It is a social media platform that every demographic uses.  The platform has a few “subchannels”: FB business profiles, personal profiles, groups, and chat. The best subchannel for my prospective clients are Facebook Groups and chat for more private conversations. Women create groups that become meaningful online communities to people (McLachlan, 2). Being a member of many of those groups and having my own with over 3200 members are excellent channels to share valuable content and have meaningful conversations with my ideal clients. It allows me to build relationships, educate them on my value proposition, establish expertise and ultimately sign clients. 
The other two social media channels I use to communicate with my prospective clients are Instagram (Sehl, 3) and Pinterest (Sehl, 4). Instagram is one of the largest social media platforms, and Facebook owns it. Facebook has many useful tools, such as Creator Studio, that allow you to create and preschedule posts on its platforms.   Even though Pinterest is a much smaller channel than Facebook and Instagram, it attracts many women in my client segment. They spend more time on the platform looking for inspiration and ideas in areas of their interest. It is a great platform to raise brand awareness and share valuable content that your potential clients can save and refer back to.
Two new social media channels that I am planning to expand to in 2022 are LinkedIn and Clubhouse. The reason why I am planning to expand in 2022 and not now is time. With no corporate role, with MBA completed , I will focus on growing my marketing reach then.
Clubhouse is one of the newest social audio apps founded last year. Its audience is primarily from the US and other English-speaking countries. The topics covered are business, technology, science, sports, and music (Brito, 5). 
Outside of social media, another channel that I use to connect with my ideal clients is networking events. During Covid times, most networking events moved from in-person to online, which opened the doors to meet people from other geographical areas outside of my own. I reached them via sites such as Eventbrite or MeetUp, where different interest groups and online communities advertise their meetings. Networking meetings are great for expanding and build lasting connections and relationships (JWI 575, 6). They are good channels to find new clients and build a referral network.
The additional two channels I use are my website (www.stairwaytoleadership.com) and a blog, as well as the Diamond Effect Podcast. Reaching those channels requires owning a domain and paying a relatively small fee for hosting.
What type of relationship does each of your Customer Segments expect you to establish and maintain with them?
My customers expect a relationship built on trust, support, and value. No matter the industry, there are some common things every customer expects to be present in a relationship such us: understanding of their needs, offering new perspectives and ideas to solve them, listening and collaboration, instilling security and confidence in the results our solutions bring, communicating at an individual level even if it is through content, and offering high-quality, unique valuable solutions (James, 8).
I also found an article depicting well what coaching clients expect, whether it is in free “marking” content (to a smaller degree) and paid services. It described three main areas of coaching relationship: transactional (such as building new skills or improving the existing), transformational (personal growth as a leader), and accountability to implement things clients and coach work together on consistently (Nieuwenburg, 8). Here’s a screenshot of the graphic presented in the article.
What questions or uncertainties do you have about the brand you would like to create?
The brand I would like to create is one that is based on three core values: courage, excellence, and simplicity. It is a brand that helps women become courageous and confident leaders of their businesses who deliver excellent services to their clients. One that teaches them skills in simple, understandable ways so they can easily apply them and achieve results much faster than if they tried to get there themselves. A brand that understands their passion and the unique value they bring while helping them shine it through and communicate it to their clients (the Diamond Effect concept).
Just as Guy Kawaski suggests (1) and Tio Gazpatcho’s story shows (JWI575, 9), my brand evolved its value proposition since I started my business. It will keep evolving as I grow, gain more experience, and learn more and more about my potential client segments.
There is always uncertainty if my brand and the promise it carries will resonate with enough customers to scale the way my business plan is projecting. The first trials and tests look promising, so with the prepared strategy, lots of doing, learning and course-correcting as needed, I believe it will (Kawaski, 1).
Regards,
Maggie
References:
Guy Kawasaki. 2015. The Art of the Start 2.0. Portfolio. Penguin.
Stacey McLachlan. 2021. 27 Facebook Demographics to Inform Your Strategy in 2021. Hootsuite. https://blog.hootsuite.com/facebook-demographics/
Katie Sehl. 2021. Instagram Demographics in 2021: Important User Stats for Marketers. Hootsuite. https://blog.hootsuite.com/instagram-demographics/
Katie Sehl. 2021. 23 Pinterest Statistics That Matter to Marketers in 2021. Hootsuite. https://blog.hootsuite.com/pinterest-statistics-for-business/
Michael Brito. 2021. The Audience Behind Clubhouse & Social Audio Apps. Audiense. https://resources.audiense.com/blog/the-audience-behind-clubhouse-social-audio-apps
JWI 575. Lecture Notes. Week 8. Branding and Sales. Retrieved from: https://blackboard.strayer.edu/webapps/blackboard/content/
Geoffrey James. 10 Things Every Customer Wants. Inc.com https://www.inc.com/geoffrey-james/10-things-every-customer-wants.html
John Nieuwenburg. 2021. What can you expect when you work with a Business Coach? https://w5coaching.com/what-can-you-expect-when-you-work-with-a-business-coach/
JWI 575. Week 7. Tio Gazpacho Video. Retrieved from: https://blackboard.strayer.edu/webapps/blackboard/content/

Deciding Program for further studies Jack Gates graduated from college 6 years a

Deciding Program for further studies
Jack Gates graduated from college 6 years ago with a undergraduate degree in finance stream. Although he is satisfied with his current job, his aim is to become an investment banker. He feels that Master of business administration degree would allow him to attain his target. After examining business schools, he has shortlisted  his choice to either York University or Xavier College. Although internships are encouraged by both schools, to get class credit for the internship, no salary can be paid. Other than internships, neither of schools shall allow its students to work while enrolled in its MBA program.
Jack is currently doing job at the accounting firm of D&L. The annual package he gets at the firm is $53,000 per year, and his salary is expected to grow at three percent per year until retirement. He is 28 years old and is expected to work for 38 more years. His current job includes special plans like health insurance plan, and his current average tax rate is 26 percent. Jack also has a savings account with enough money covering the entire cost of his master’s program.
The Mount College of Business at York University is one of the best MBA programs in the country. This Masters degree requires two years of full-time enrollment at the university. The annual tuition is $58,000, payable at the beginning of each school year. Books and other supplies are estimated to cost $2,000 per year. Jack thinks that after graduation from York, he will get a job offer for about $87,000 per year, with a $10,000 signing bonus. The salary at this job will increase at 4 percent per year. Because of the higher salary, his average income tax rate will increase to 31 percent.
The Segal School of Business at Xavier College began its MASTERS program 16 years ago. The Segal School is smaller and less well known than the Mount College. Segal offers an accelerated one-year program, with a tuition cost of $75,000 to be paid upon matriculation. Books and other supplies for the program are expected to cost $4,200. Jack expects that he will receive an offer of $78,000 per year upon graduation, with an $8,000 signing bonus. The salary at this job shall increase at 3.5 percent per year. His average tax rate at this level of income will be 29 percent.
Both business schools offer a health insurance plan that will cost $3,000 yearly, payable at the beginning of the year. Jack has also found that both schools offer graduate housing. His room and board expenses will decrease by $4,000 per year at either school he attends. The appropriate discount rate is 5.5 percent.
QUESTIONS
1. Does Jack’s age affect his decision for further studies? How?
2. What other factors(nonquantifiable) affect Jack’s decision to get enrolled in further studies?
3. Assume all salaries are paid at the end of each year, what is the best option for Jack from a financial point?
4. Jack believes that the appropriate analysis is to calculate the future value of each option. Do you think it is wight way? How would you evaluate this statement?
5. What initial salary would Jack need to receive to make him indifferent between attending York University and staying in his current position?
6. Suppose, instead of being able to pay cash for his degree, Jack must borrow the money. Assume current borrowing rate is 5.4 percent. How would this affect his decision?